RRSP, TFSA, FHSA & tax tools Canada
Free Canadian income tax, RRSP, TFSA, and FHSA tools. Estimate your tax bracket, refund, and contribution room.
Income Tax
Estimate tax bracket, marginal rate, after-tax income by province
Use for free
RRSP
Estimate RRSP tax refund and contribution impact
Use for free
TFSA
TFSA contribution room and limits by year
Use for free
FHSA
FHSA room and $40k lifetime limit
Use for free
Frequently asked questions
Planwise offers an income tax calculator (tax bracket, marginal rate, after-tax income by province), RRSP refund calculator, TFSA contribution room calculator, FHSA room calculator, and Canadian tax brackets by year and province.
Your RRSP refund is roughly your marginal tax rate times your contribution. Use the RRSP calculator: enter your taxable income, contribution amount, tax year, and province to get a refund estimate based on that year’s federal and provincial brackets.
TFSA room is the sum of annual limits for each year you were 18 or older, plus withdrawals from the previous year, minus contributions. The TFSA calculator uses CRA annual limits from 2009 onward; verify your room in CRA My Account.
Planwise lists federal and provincial tax brackets by year. Go to Tax brackets, pick a year, then choose a province (e.g. Ontario, British Columbia) to see marginal rates and charts.